From $11K Offer to $250K Policy Limits Settlement

One of the reasons our clients hire us is because we stand up to insurance companies that try to significantly underpay for injuries caused by their insureds’ negligence. Recently we had the pleasure of representing Nichole, who sustained serious neck and lower-back injuries in a three-car rear end collision.

Prior to the car accident, Nichole had a history of lower back problems which required her to have spinal fusion surgery and regularly treat with a pain management doctor. The collision greatly exacerbated her lower-back injury and caused a new neck injury.

The at-fault driver’s insurance company used Nichole’s pre-existing back condition to try to get out of fully compensating her for her injuries. Prior to litigation, they offered her just under $11K for settlement, claiming much of her medical treatment was for her prior injury.

Insurance companies often highly undervalue injury claims where our client had preexisting injuries. We handle many of these cases and are willing to litigate all the way through trial to ensure our clients get the compensation they deserve.

In Nichole’s case, we filed suit, engaged in extensive written-discovery and took depositions of the at-fault driver and several of Nichole’s medical providers. All along the way the insurance company denied the cause and extent of Nichole’s injuries, and the driver who caused the collision even denied fault for the accident.

We were able to secure great testimony from Nichole’s treating doctors as to the cause and extent of her injuries resulting from the crash. With the trial date quickly approaching, the insurance company offered the full policy limits of $250K.

It was an honor fighting for Nichole and helping her get the compensation she deserved.