Subrogation – How Does It Affect My Personal Injury Claim

Legal Advice

Subrogation sounds like a daunting word, but if you’ve been injured, it is a word that you must know and understand as it may impact your personal injury claim going forward. Simply put, subrogation refers to the act of an insurance company stepping into the shoes of a third party in order to recover monies they paid out to you in the event of an injury due to the negligence of someone else.

Are you looking for an experienced personal injury law firm that knows how to deal with insurance companies seeking subrogation? McCready, Garcia & Leet have been helping injured victims of various personal injury events for over 90 years, and we would love to put this extensive experience to work for you. If you’d like to receive your 100% FREE legal consultation, please give us a call TODAY at (773) 825-3605 to speak with one of our friendly and helpful attorneys. We take on cases on a contingency fee basis which simply means that we don’t charge you ANYTHING until we win your case for you.

What Exactly is Subrogation?

Subrogation simply means that someone stands in the place of another individual when it comes to a debt. For instance, if the insurance company paid for your medical bills, they will attempt to be reimbursed by the entity or individual that primarily owed the debt. For example, if you were in a car accident caused by someone else, you may not have the luxury of waiting for the other party to take care of your medical bills. In turn, you may ask your auto or health insurance provider settle your expenses even though it is the responsibility of someone else.

After your insurance carrier take care of said bills, they are free under the law to be reimbursed once you receive your settlement from the at-fault party via either a personal injury lawsuit award, or an insurance settlement. Subrogation often involves different insurance companies working out an agreement once a settlement is paid, and the two parties, the defendant and plaintiff, will just get written notice.

Subrogation – What if The At Fault Party Doesn’t Have Insurance?

Subrogation claims become complicated if the at fault party does not have insurance. In such cases, the insurance company will have to directly bring subrogation claims against the at fault driver. This could end up in the defendant having a lien attached to any property or assets by a judge, or wage garnishment.

Injury Lawyers for Subrogation Claims – Call Us Today

If you’d like to speak with an attorney about subrogation for personal injury lawsuits, please give us a call NOW at (773) 825-3605. We are a nationally-recognized personal injury law firm and we are not afraid to take cases to trial, unlike most injury law firms. We have recovered over $30 million in judgments and settlements for our clients, and we are aggressive litigators with over 90 years of collective experience. To receive your 100% FREE legal consultation, please give us a call NOW at (773) 825-3605 to learn more about your legal options for compensation. Thanks, and we look forward to helping you.