Will The Insurance Company Pay If I Miss Work After an Injury?

Insurance Companies

If you’ve been injured in an accident at work or on the road, or at a store or any other place due to someone else’s negligence, you will need to take time off work in order to recuperate and fully heal. All this time you take off work may make you anxious as you think about the lost wages you’re accruing over time. With only your spouse bringing home a check, you may start to wonder about how you will make ends meet. Lost wages are part of the damages you will recover if your accident was caused by someone else’s negligence: however, there are requirements you must meet in order to qualify for lost wages or get paid for time taken off work by the insurance company. Read on to find out what these are.

Are you an injured individual wondering about whether the insurance company will pay you due to missed time off work? It is important to understand that when dealing with insurance companies, evidence is EVERYTHING. Medical forms, sick leave forms and other such forms must be submitted to the insurance company in order to qualify for lost wages. However, it’s not that easy: insurance company adjusters will try to do some creative accounting to justify why they are only going to pay you a fraction of your lost wages, or why they are not covering certain medical procedures that you need to have after your accident. If you’d like help dealing with the insurance company, you can count on us: McCready Law has been handling insurance company claims for DECADES, and there’s truly nothing we haven’t seen. For maximum lost wages and medical cost payments, please call us and we’ll negotiate with the insurance company on your behalf: call (773) 825-3651 NOW to speak with an experienced attorney at NO COST to you.

What are Lost Wages and Economic Damages?

You are legally allowed to recover something called economic damages after having suffered an injury caused by someone else’s negligence. These are meant to make you whole again, so to speak, or put you in a similar position as you were prior to your injuries. Lost wages are part of economic damages, and they cover things like benefits, base income, overtime and other work-related financial losses you experienced as a direct result of your accident.

Here’s how to prove lost wages to an insurance company:

  1. Get a letter or note from your doctor detailing your injuries and their extent as well as the prognosis. In addition, the note should explain why your injuries have stopped you from working.
  2. You should also get a letter from your employer affirming that you missed work on account of your injuries. This letter should go into detail on the number of days you missed.
  3. Get a document showing proof of how much you make per hour or your weekly or monthly salary. A pay stub here would work great.

Negotiating With the Insurance Company for Lost Wages – Call Us Today!

Just to reiterate: lost income or wages will include things like bonus days, sick days, vacation days, base pay and overtime. That said, even with all this evidence, it is always going to be an uphill battle dealing with the insurance company. Need help negotiating your insurance claim after suffering an injury? Count on the experience of the aggressive attorneys at McCready Law: get in touch with us at (773) 825-3651 for your 100% FREE legal consultation. Thanks, and we look forward to hearing from you.