$25,000 Denial to Policy Limits Settlement

Genavieve recently obtained a $25,000 policy limits settlement for our client in a minor car accident case after the insurance company initially denied the claim completely.

The accident was a hit-and-run, but our client was able to obtain the driver’s license plate and track him down.

However, his insurance company asserted that its insured’s vehicle did not make contact with our client’s vehicle at all based upon the at-fault driver’s own statement and photos of the property damage.

This became a classic “he-said, she-said” scenario.

After doing some digging, Genavieve and her client discovered that the at-fault driver had a loooooong criminal record, with over 34 misdemeanor charges and a suspended license.

We sent a second bad faith letter demanding the policy limits and attached a printout of the driver’s public criminal history. We pointed out that their insured was not credible considering his track record.

In response, the insurance company changed its position and offered the full $25,000 policy limits to settle our client’s claim. She only had $2,580 in paid medical charges, and is thrilled with the result.