The world has changed massively since the pandemic, and millions of Americans now work remotely, making it possible to live anywhere and work anytime they want to. In addition, the pandemic underscored the need to live life to the fullest as well as engage in our environment, and do whatever we can to boost our health, well-being, and quality of life by being out in nature. To this end, hundreds of thousands of American families have opted to join the RV lifestyle, which enables one to move around towns, cities, and states, taking in the amazing scenery America has to offer while still being able to enjoy the luxuries of home. Today’s recreational vehicles come decked with the latest technologies, multiple rooms and beds, a full kitchen, a breakfast bar, bathrooms, satellite internet, and so much more. When it comes to passengers looking to be mobile and active outside, all one has to do is park their RV at a designated or safe spot and enjoy the mountains, beaches, valleys, canyons, forests, and so much more.

That said, the RV lifestyle is often overshadowed by insurance concerns, particularly concerns that arise after being involved in an accident with other road users. Insurance covers vary in their scope and payout, and taking one instead of the other may see you qualify for the cost of medical care, for example, and not qualify for the cost of vehicle repairs. In order to navigate the murky world of RV insurance accident cover, it is vital to speak with an experienced law firm that handles such claims so you’re not left in the lurch, and we’re here to help with that.

Are you looking for the best RV accidents attorney? Please call us NOW at 312-444-0214 to learn more about your legal options for justice and compensation. The experienced RV accident lawyers at McCready Law have over 50 years of combined legal experienced which has enabled us to help thousands of Americans from all walks of life recover compensation due to the intentional or negligent actions of others in a timely and efficient manner. Over the years, we’ve recovered hundreds of millions of dollars in compensation for clients, and our difference lies in the fact that we are not afraid to litigate cases if we believe that we can get you a higher dollar amount compared to what the insurance company is offering.

Taking cases to trial is not an easy affair due to the higher burden of proof needed to prove one’s case as well as the expertise and higher expenses associated with trials, meaning that over 90 percent of firms will opt to settle with the insurance company for pennies to the dollar compared to litigation. In addition to having a bilingual staff (hablamos Espanol), we take on all cases on contingency fee basis, which simply means that there are ZERO UPFRONT FEES for the duration of the processing of your claim, as we will only levy our fees at the end of the suit, and only if we’ve recovered compensation on your behalf. As we serve a countrywide clientele, please call us NOW at 312-444-0214 regardless of where you are in the country and were involved in an RV accident that wasn’t your fault, for your 100% FREE legal consultation – our intake team is standing by.

Common Types of Insurance Coverage for RVs

Some insurance coverage plans are more commonly associated with RVs, and each protects the policyholder from different claims and situations.

Liability Coverage

Liability coverage protects the policyholder from claims fronted by others should they incur property damage or suffer bodily injury. This type of coverage can help you offset any medical and repair costs if you are found to have been at fault for the accident.

Collision Coverage

Collision coverage covers damage to your RV should you become involved in a collision with another vehicle or object. The great thing about this cover is that it does not exclude you if you were at fault for the collision.

Comprehensive Coverage

Comprehensive coverage is for other eventualities outside of collisions such as vandalism, damage from natural disasters, and theft. This coverage is especially helpful for unforeseen eventualities that cannot be predicted.

Personal Injury Protection or PIP

Personal injury protection coverage will help pay for any medical bills for the passengers and the policyholder, regardless of who was at fault.

RV Accident Victims and Insurance Claims Denials

Some of the challenges associated with RV insurance claims include factors such as:

Underinsurance

Sometimes, due to inexperience and the murky world of insurance, you may discover after an RV accident that your insurance coverage limits are just not sufficient to cover the damage and costs your incurred from your accident. To this end, you may find that the high medical expenses you accrued exceed the policy limits, leaving you responsible for the difference, creating undue financial stress. In addition, newer RV models may require specialized parts and after an accident which caused massive damage to your vehicle, you may discover that your policy doesn’t cover the full cost of repairs.

Policy Exclusions

Insurance policies don’t cover everything, and this is something most RV operators aren’t aware of. For example, the commercial use exclusion states that if you get into an accident while you’re using your RV for business purposes, you may not qualify for cover. In addition, if it is discovered that a mechanical failure was the proximate cause of your accident, your claim may get denied.

Best Countrywide RV Accident Lawyers – Call Us Today!

We understand that you may feel disheartened after an RV accident and dread the thought of the back and forth you may have to do after the accident, trying to plead your case. We strongly advise against this, as our best RV insurance cover accident lawyers have the needed experience to help you navigate these confusing and murky waters. For instance, our best RV accident lawyers will comprehensively review your policy in order to identify what’s covered and what’s not. We will also identify coverage gaps and suggest seeking compensation from other liable parties. Additionally, should your claim get denied, we will prepare a formal appeal replete with evidence stating why your case should be considered. If all else fails, we will take the case to trial to demonstrate that you were not negligent and that the other party was, and they should be financially held responsible for your injuries and other damages. We understand that all of this may seem confusing, so we would like to invite you to give us a call NOW at 312-444-0214 to learn more about the true value of your case. Remember, the call is 100% FREE, and there is no legal obligation. Thanks for choosing McCready Law, and we look forward to helping you.