Slip and fall incidents can be painful, traumatic and embarrassing. Victims are often left to pick up the pieces of their lives, and property owners often selfishly try to defend themselves and shirk any responsibility. Most of us are also of the opinion that the insurance company will handle it, but the reality is that insurance issues when it comes to these kinds of claims are never straightforward, and denials or lowball offers are unfortunately all too common. Insurance policies are simply contracts which outline the agreements between the insurer and the insurance party, which is typically the property owner. A slip and fall victim will rely on or expect the owner’s insurance to take care of a number of concerns such as medical bills, lost wages and so on, but the reality is that insurance policies are written in nebulous and sometimes disingenuous language which is meant to pass the blame to either party and deny liability.

Most individuals who suffer slip and fall events at properties such as malls, offices, rental homes, Airbnb’s and so on can be considered as invitees according to the law, and must be accorded the highest level of care with regard to their safety and wellbeing. That is to say, the property owner owes them a duty of care to warn them of any hazards that may cause slip and fall events, fix any issues that may cause the same, as well as act in a reasonable and timely manner should something like this happen at their property. If you suffered injuries because a property owner breached their duty of care towards you due to their negligence, you deserve to be compensated to the fullest extent of the law, and we’re here to help facilitate this and so much more.

Are you looking for the best slip and fall injury attorney? Please call us NOW at (314) 481-63338  to learn more about your legal options for justice and compensation. The experienced slip and fall injury lawyers at McCready Law bring to the table combined legal experience spanning over 90 YEARS where we’ve helped thousands of Americans from all walks of life and across the country recover compensation to the tune of $260 million over the years. Our unique selling point and strength lies in the fact that we have the resources and the expertise to litigate viable cases in order to recover maximum compensation. In contrast, most law firms simply engage the insurance company in settlement negotiations which more often than not ends in a paltry payout that is insufficient to compensate the injured party. In addition to having nationwide reach thanks to our formidable network of referral attorneys and law firms, we also run a bilingual firm (hablamos Espanol), and we take on all cases on contingency fee basis, which simply means that there are ZERO UPFRONT FEES for the duration of the processing of your claim as we only levy our fees at the end of the suit, and only if we’ve recovered compensation on your behalf. Before talking to any insurance company representatives or adjusters, please give us a call NOW at (314) 481-63338  to learn more by talking to one of our friendly and knowledgeable best slip and fall lawyers at NO COST to you – our intake team is standing by,

What Insurance Policies Help With in Slip and Fall Claims

Let’s take a look at some of the key components of an insurance policy:

1. All insurance policies have coverage limits or the maximum amount they will pay out for claims. It is vital to have an understanding of these limits so you can realistically know what your potential payout could be as anything above their limit will be your responsibility.
2. Most policies have exclusions which may make it difficult for you to file a claim in the first place. For example, the policy may not cover slip and fall accidents due to icy sidewalks or rainy spaces, making it that much harder to recover compensation
3. Deductibles are the amount the insured party must pay before the insurance is applied, which may lower your recovery after a slip and fall event. For instance, if the policy has a $2000 deductible and your claim is worth $15000, you may only get $13000 after the application of the deductible
4. Policies also contain conditions which you must meet before they are paid out. For example, there might be time limits within which you must report the incident, the property must be maintained in a reasonably safe condition, and you must acquiesce to the insurance company’s demands when it comes to providing evidence and being cooperative during the insurance company investigation into the injury.

Why You Shouldn’t Engage With the Insurance Company

While all of these may sound like surmountable challenges, the reality is that insurance companies are notorious for arbitrarily denying claims for frivolous reasons. For instance, if the insurance adjuster is of the opinion that there isn’t sufficient evidence to support the claim, a denial may follow shortly. In addition, they may quote policy exclusions as a means of denying compensation, and may state that you failed to meet their conditions regarding timely reporting or cooperation during investigations. In other cases, they may not answer calls or emails in a timely manner in an effort to drag the case along just so they can exhaust you into taking a lowball offer.

Best Slip and Fall Injury Lawyers – Call Us Today!

Insurance companies are not known for being fair or reasonable. Instead of engaging in a long, drawn out battle with them, it would be wise to work with our attorneys so your slip and fall injury claim can be resolved in as little time as possible. Our attorneys possess vast experience when it comes to negotiation with insurance adjusters and can ensure all areas are covered, enhancing your potential compensation. In addition, we understand all the legal complexities of your claim, and are able to tease out what fair compensation looks like in light of your case’s particulars. We will also help you gather sufficient evidence and ensure that all documentation is in order such as witness statements and medical records, helping boost your claim amount by presenting a bulletproof claim. If you’d like to learn more about how you can skip the insurance company drama and hit a home run with your slip and fall claim, please give us a call NOW at (314) 481-63338  for your 100% FREE consultation. Thanks for choosing McCready Law, and we look forward to helping you.