Government employees are revered and respected for their commitment to public service and play an important role in making sure the various arms of government we have come to rely on work as they should. From park rangers to agencies like OSHA and the NHTSA, as well as social security disability personnel, these individuals play an invaluable role that we don’t realize we depend on until something happens.

To this end, these workers must be afforded the best care possible in the event that they get injured or fall sick so they can continue serving the citizens in a timely and efficient manner. Insurance coverage is an essential part of our lives as Americans, and government employees are no different.

There exist different policies for different individuals and injury types, and they come into focus particularly if the government employee suffered a third-party injury caused by contractors, engineers, suppliers and other service providers not affiliated with the government. The government immunity clause protects it from any forms of litigation due to the time and resource-consuming properties of both, leaving injured employees with only one way of seeking compensation, and that is filing a third party claim.

Insurance policies may kick in when one gets injured as a government employee, but these are often insufficient with regard to payout, and insurance companies have the unfortunate habit of arbitrarily denying claims and lowballing their clients. It’s because of this and numerous other factors that it is vital you have legal representation on your side to tackle these insurance issues to ensure maximum compensation, and we’re here to help with this and so much more.

Are you looking for a best injured government employee lawyer? Please reach out to us TODAY at (314) 481-63338 to learn more about your legal options for justice and compensation. The experienced government worker injury attorneys at McCready Law have cumulatively amassed over 90 YEARS of legal experience where we’ve helped tens of thousands of Americans from all walks of life as well as across the country recover compensation after being victims of negligence meted out by individuals or large corporations and organizations.

Over the decades, we’ve been able to recover over $260 million for our clients, and the secret to our success lies in the fact that we are not afraid to litigate viable claims as this is often the only way in which we can recover maximum compensation under the law, which becomes vital in the event that a client has suffered life-altering or catastrophic injuries, or developed an occupational illness that has led to long-term disability.

By contrast, most law firms simply engage the insurance company in settlement negotiations which end in the injured party receiving a paltry payout. In addition to having nationwide reach thanks to our trusted network of referral attorneys and law firms, we also run a bilingual firm (hablamos Español), and we take on all cases on contingency fee basis, which simply means that there are ZERO UPRFRONT FEES for the duration of the processing and investigation of the claim, as we only levy our fees at the end of the suit, and only if we’ve recovered compensation on your behalf.

If you’re a government employee injured by a third-party contractor while carrying out your duties, please give us a call NOW at (314) 481-63338 to learn more about your legal options for justice and compensation.

Insurance Coverage Options for Injured Government Employees

Let’s take a look at some of the insurance coverage options for government workers:

Worker’s Compensation Insurance

This is a form of state-mandated program which provides benefits to employees that suffer illnesses or work-related injuries. The coverage encompasses medical treatment, rehabilitation and some of the lost wages. That said, this form of insurance comes with a caveat particularly when it comes to government employees where the exclusive remedy clause kicks in, which states that government employees cannot sue their employers for work-related injuries. However, the clause does not apply if the injuries were caused by third-party negligence.

Liability Insurance

This is a protective form of insurance as it provides protections to government employees from claims due to their own actions which may have led to damages or injuries on another person while performing government-related duties.

The coverage typically encompasses things like damages awarded as well as legal fees. That said, the language contained in the policy may mean only certain negligent acts are covered and anything outside employment duties may not be covered, underscoring the need to seek legal advice.

Health Insurance

This is basic insurance that almost all government workers possess and it helps pay for hospital and other associated bills following an injury or occupational illness sustained on the job. That being said, health insurance is very selective and may not cover all medical costs with regard to a third-party injury. Damages are often left out, which is why it is vital to seek out our attorneys at (314) 481-63338 so we can ensure exhaustive compensation is implemented in order for you to rebuild your life.

Short and Long-Term Disability Insurance

If you sustained severe injuries leading to significant disability, you may need to take time off work in order to recover, you may be able to draw income from disability insurance which pays out a monthly stipend to government employees who are incapacitated due to illness or injury that may or may not be due to work-related factors.

That said, this form of insurance may hinder your ability to recover compensation or lower your amount as your disability benefits will be taken into account when calculating what you may end up being awarded.

Best Injured Government Worker Lawyers – Call Us Today!

While government workers have vast resources they can turn to after getting injured on the job, these insurance options often come with caveats and complications, and more often than not, they offer substandard or insufficient payouts.

By working with an experienced injured government worker attorney, you may be able to explore hitherto unknown avenues for compensation that will help you receive a substantial amount of compensation to help you rebuild your life and that of your loved ones as an injured government employee.

Please give us a call NOW at (314) 481-63338 to learn more about how we can help facilitate this: remember, the call is 100% FREE, and there is no legal obligation. Thanks for choosing us, and we look forward to helping you.