A personal injury claim not only leaves you with physical and emotional pain, but it can also be a pain in the butt when it comes to your finances.  You most likely will have to seek treatment at an ER as well as see physical therapists as well as get painkilling medications prescribed from pharmacies and so on. As if that is not enough, numerous entities may have paid for these services; your private insurance may have picked up the financial slack, Medicare may have stepped in, and even Medicaid may have chipped in. In addition, some providers may even be holding bills pending a lawsuit.

Most individuals may feel overwhelmed at the thought of paying all these bills or dealing with insurance companies and they often ask us at the initial phone consultation: “If I get a settlement, how will it get divvied up? I fear that I may end up owing money back to everyone and I wouldn’t even know where to start as it all sounds too complicated.” This fear is understandably viable as most people don’t usually get into multiple accidents numerous times in their lives and as such don’t have much experience with personal injury law and the insurance ramifications, so they may end up fabricating worst-case scenarios in their heads.

The complexities associated with a personal injury lawsuit should never put you off as you may potentially be leaving a substantial amount of compensation on the table, but instead, should prompt you to reach out to us for timely and objective legal advice – read on to find out more.

Are you looking for the best injury lawyer? Please call us NOW at (314) 481-63338 to learn more about your legal options for justice and compensation. The experienced injury lawyers at McCready Law have helped tens of thousands of injured Americans across the country recover compensation after getting injured due to the negligent actions of other individuals or corporate giants.

We have cumulative experience that spans over 90 YEARS and have been able to successfully recover over $260 million and counting for our clients over the decades we’ve been in operation as a stellar, well-regarded, and respected law firm. Our enviable success can be attributed to a number of factors, such as handling all cases as Bonafide attorneys and not delegating them to inexperienced paralegals or legal assistance, an unfortunately common practice in most law firms, which often leads to the failure of a personal injury claim.

We also work closely with the client so we can capture accurate case details to boost the credibility of a claim as well as informing you on the progress of your case as things happen. We work with renowned experts in the fields of forensic science and investigations, accounting, and medicine to ensure your damages are documented, justified by the evidence as well as scientific and medical rationale, all done to ensure you receive maximum compensation.

We are also not afraid to litigate claims should we believe that the insurance company’s initial offers are in bad faith given the circumstances surrounding the accident or severity of your injuries as taking a claim to court to be decided upon by a judge or jury usually leads to the injured party recovering maximum compensation allowable by law, which can sometimes hit the hundreds of thousands or even millions of dollars.

We run a bilingual firm (hablamos Español), and we have nationwide presence thanks to our vast network of competent and trusted network of referral attorneys and law firms. Last but not least, is the fact that we take on all cases on contingency fee basis, which means that there are ZERO UPFRONT FEES for the duration of the processing of your claim, as we only levy our fees at the end of the suit, and only if we’ve recovered compensation on your behalf.

If you or a loved one got injured due to someone else’s negligence whether it was due to an auto accident, a slip and fall event, construction-related accident, factory accident or any other event, please reach out to us NOW at (314) 481-63338 to learn more about your legal options for justice and compensation – our intake team is standing by.

Dealing With the Insurance Company After an Injury – Start Here

Personal injury claims usually come with liens attached which is essentially a legal right to payment held by a medical provider or insurance company for services rendered due to an injury. Oftentimes the hospital or your health insurance will step in and cover your costs after an accident and consequent injury. However, they usually do so expecting that should you recover money from the individual or party responsible for your injuries, you will reimburse them.

A lien must be identified, negotiated, and paid in full, failure to which the lienholder can directly pursue you for the full amount which makes it even more important for you to work closely with an attorney who can handle the headache of liens so you can focus on healing and getting your life back on track.

Subrogation and What it Means for your Injury Claim

Subrogation is closely tied to the concept of a lien, and one usually exists in concert with the other. While a lien is a claim on your settlement, subrogation refers to the right of your insurance company to recover money they paid out on your behalf from the at-fault party or their insurer. Your health insurance isn’t a charity outfit, so they will expect that what they spent on you is recovered from the negligent party.

In fact, most insurance policies contain a subrogation clause that states you must reimburse them from your settlement proceeds in the event you get injured due to another party’s negligence. Subrogation exists to prevent “double recovery” which means that you shouldn’t get paid twice for the same medical bills – once by your health insurance and again by the at-fault party’s insurance, which sounds fair and reasonable. That said, subrogation is marred by state laws, complex policy language, and federal regulations, meaning that you will need an experienced injury attorney on your side to make sense of it all.

Best Countrywide Injury Attorneys – Call Us Today

The insurance industry isn’t one that the average injured American should attempt to face off on their own – lien and management and subrogation should only be approached with a personal injury attorney by your side so you do not sabotage anything or get deceived by these sophisticated and savvy entities.

We shall assist in the identification, verification, negotiation, and processing of all liens for the express purpose of protecting your net settlement from unreasonable deductions so you come away with as much compensation as is possible after your injury. Please give us a call NOW at (314) 481-63338 to learn more about how we can help in the aftermath of an injury incident that wasn’t your fault. Thanks for choosing McCready Law, and we look forward to helping you.