Why The CTA Will Deny Your Case

Accidents on CTA buses and CTA trains are very common. There are over 1800 CTA buses and 222 miles of CTA train tracks. The Chicago Transit Authority has thousands of claims for injuries every year. Unlike car accidents, truck accidents, and motorcycle accidents, the CTA is not covered by an insurance company. The CTA is Federal Motor Carrier Safety Regulations self-insured and handles all claims for injuries with claim examiners employed by the CTA. Every CTA personal injury settlement is paid directly by the CTA, not by an insurance company. For this reason, the CTA will do everything possible to deny your case!

What you can do if you are injured by the Chicago Transit Authority

First, get the medical treatment you need for your injuries. Be aware that the CTA will not pay your medical bills unless you settle your case. You can’t send your medical bills to the CTA as they are incurred for payment. If the CTA is negligent in causing your injuries, they will be responsible for your medical bills, lost wages, and pain and suffering. An experienced personal injury lawyer can help you document your claim for damages and help you get the best possible settlement.

Preserve evidence of the accident and your injuries

It is important to document everything with the CTA. CTA claims examiners like to deny claims because some documentation is missing.

  • Take pictures
  • Get names of bus drivers or conductors
  • Contact any witnesses while they still remember what happened
  • Notify the CTA to preserve any video from the accident
  • Obtain all your medical records and bills

The lawyers at McCready Law have many years of experience handling CTA claims and will do all of this for you in order to present the strongest case possible against the CTA for your injuries.

Act quickly! You only have one year to sue the CTA for personal injuries

Unlike other personal injury cases where the statute of limitations is two years, the time to bring a claim against the CTA is only one year. Because of this, CTA claim examiners will often delay your claim and you will run the risk of losing all your rights by running out of time. It is important to talk with a lawyer who has handled hundreds of cases against the CTA.