As an injured individual filing a personal injury lawsuit for the first time, the prospect of receiving a settlement can induce both hope and anxiety in equal measure, and make you look forward to the end of the entire debacle so you can move on with your life. However, what claimants don’t understand is that most, if not all, insurance companies often use underhanded tactics to exploit your frustration and even desperation to get you to accept a less-than-adequate offer.

These offers, also known as strategically-timed settlement offers, usually come right before a major surgery, after a long period of unemployment, or after suffering for many months, ordering expensive Ubers when you are thinking of replacing your vehicle, which was totaled in the accident that resulted in your injuries. This behavior is not only reprehensible, but it is also unethical as it preys on your vulnerabilities during a difficult time in your life.

These pressure tactics are not foreign to McCready Law, and we not only exist to legally represent you, but to also ensure that we protect you from these exploitative offers so you do not regret much later in the future when your settlement money runs out before you’re done with your medical treatment, full recovery or are able to transition back into formal employment. Read on to find out how exactly we do this.

Are you looking for the best injury lawyer? Please call us NOW at (314) 481-63338 to learn more about your legal options for justice and compensation. The experienced, countrywide personal injury attorneys at McCready Law have combined experience spanning over 90 years where we’ve helped tens of thousands of injured Americans from all corners of the country, as well as from various socioeconomic backgrounds, helping them recover monetary damages after getting injured on account of the negligent actions of other individuals or large corporations.

To date, we have recovered over $260 million and counting for our clients, and our success is due to a number of factors such as personally handling all claims that come into the firm and not letting paralegals or inexperienced legal assistants work on them as seen in most law firms, our commitment in making sure that we put a capable and aggressive team for each claim made of physicians, investigators as well as industry-respected experts, as well as not being afraid to litigate claims in a court of law if we believe the client deserves maximum compensation based on their injuries or the actions of the defendant.

By contrast, most law firms simply engage insurance company representatives in settlement negotiations, which may be fast but end in the injured party getting the short end of the stick via a paltry payout. In addition to running a bilingual firm (hablamos Español), we have nationwide reach thanks to our trusted network of referral attorneys and law firms, and we take on all cases on contingency fee basis, which simply means that there are ZERO UPFRONT FEES for the duration of the processing of your claim, as we only levy our fees at the end of the suit, and only if we’ve recovered compensation on your behalf.

If you were in an auto accident, slipped and fell, got injured at work or at a retail store anywhere in the country, please call us NOW at (314) 481-63338 to learn more about your legal options for justice and compensation – our intake team is standing by.

Why Injured Clients Accept Distress Offers from Insurance Companies

By their very nature, insurance companies are businesses that must turn a profit for themselves and their shareholders. To this end, these corporations engage in unethical tactics to maintain an ample bottom line at your expense.

Here are some of the psychological underpinnings surrounding distress offers:

1. Imminent financial need – You may require money to have surgery done or may be out of work and need funds for basic upkeep, which usually makes even a modest amount of money, however inadequate, suddenly attractive.
2. The often-lengthy process of personal injury claims can exhaust even the most patient of us, and litigation fatigue usually sets in, which may present a way out with regard to mental relief and the closure of the process, making it more likely for a claimant to accept a low offer just to get the whole debacle over and done with.
3. The fear of the unknown when it comes to the possibility of a trial and whether or not the judge or jury will be amenable to their plight can suddenly make even the lowest of offers attractive or “safer”.

It is important to understand that an insurance company will never offer you the true value of your claim, especially without legal representation. It is therefore imperative that you do not accept a low offer so you can get immediate relief and put the whole thing behind you, and instead prioritize long-term justice since more often than not, a $20,000 insurance company offer can balloon into $200,000 with the right legal strategy and team behind you.

How McCready Law Protects You from Distress Offers

Here are some of the tactics we employ to ensure you receive an offer that is in line with your injury:

1. We provide you with a clear valuation of your case given the evidence and facts at hand, outlining what a typically fair settlement should be. We will then compare the distress offer to our valuation so you can have a true understanding of the gap you’d be accepting and why you shouldn’t even consider it in the first place.
2. We will psychologically and emotionally support you when it comes to resisting the insurance company tactics by ensuring we field all communications coming from the defense and being available to you anytime you need to talk about the stress of having to wait for compensation, and why patience often breeds favor and success with regard to a favorable settlement.
3. Given the often-substantial medical bills you may be looking at, we shall communicate with medical providers and insurance companies for the purposes of managing medical liens which are claims on your future settlement and negotiating them down which will maximize your net recover and remove some of the stress and pressure that may be motivating you to accept the insurance company’s low offer.
4. We shall also intervene with regard to collection agencies and explain you have a pending lawsuit and that all medical and other bills shall be taken care of at the settlement, which will also take the pressure off.
5. While we do not offer loans, we may cautiously explore the option of “litigation funding” as a last resort, given the exorbitant interest rates that come with such funding.

Best National Injury Attorneys – Call Us Today!

While the prospect of closing this chapter and accepting any offer coming from the insurance company may seem like the reasonable thing to do, it is imperative to understand that this “attractive” offer may grow into ten times more what the insurance company is proposing you accept.

To safeguard your compensation and get what you truly deserve after your injury, please reach out to us NOW at (314) 481-63338 regardless of where you are in the country so we can provide you with an initial assessment of the true value of your personal injury claim. Remember, the call is 100% FREE, and there is no legal obligation. Thanks for choosing McCready Law, and we look forward to working for you.