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Hit by a Stolen Car in Milwaukee? How to Force the Insurance Company to Pay

Driving through Milwaukee on common thoroughfares such as Fond du Lac Avenue, Capitol Drive, and even 35th Street has been something akin to what you would see in an action movie – each day is different, and anything can happen. In just the flash of an eye, a speeding vehicle may careen past a red light and broadside your vehicle, spinning you into an endless loop. In just microseconds, your windows explode and shatter across the asphalt, and your airbags are triggered violently across your face and body.

You’re left wincing and groaning from the impact, with the possibility of having suffered broken bones, head injury, and even internal organ damage. A few good Samaritans who have stopped hurriedly call 911, and an ambulance is on site in less than fifteen minutes. However, you happen to catch, out of the corner of your eye, the occupants of the vehicle that hit you kicking open their doors and sprinting off into the surrounding neighborhood as everyone tries to make sense of what just happened.

When the Milwaukee Police Department completes its preliminary investigation, you are shocked to be informed that the vehicle that smashed into yours was actually reported as having been stolen, with the occupants being a trio of teens who thought it was a good idea to go joyriding in a Jeep Chevy at your expense. In just a couple of days, medical bills start to mount, and the numbers keep going higher – one day, it’s just seven thousand dollars, but after a week of having been at the hospital, you’re informed that since you’ll be needing orthopedic surgery and a blood transfusion, you’re looking at a total hospital bill of up to a hundred thousand dollars.

To make matters worse, you receive a formal letter from the insurance carrier representing the true owner of the registered car, and it states that the adjuster denies payment of any coverage since the car was operated without permission, and that the policyholder therefore cannot be blamed for any of your catastrophic injuries. You’re thus left out in the cold with regard to hospital collections, lost wages, and a totaled vehicle. In such instances, you require aggressive and experienced legal representation to stand up to these unethical insurance companies after being hit by a stolen car on one of our Milwaukee highways.

Are you looking for the best Milwaukee car accident attorney for your auto accident claim? Please call the experienced auto accident attorneys at McCready Law NOW at (314) 481-63338 to learn more about how we can help you obtain full financial compensation for your crash injuries. The experienced personal injury attorneys at McCready Law bring to the table combined experience spanning over 90 years, during which we have helped accident victims fight aggressive insurance companies with speed, efficiency, and reliability.

To date, we have recovered over $500 million for our clients, and our proven track record in complex motor vehicle claims places us at a level that is unmatched in personal injury litigation. We take on cases on a contingency fee basis, and the first call to us is consulted on a 100% FREE basis.

Regardless of where your crash occurred in Milwaukee County, McCready Law can assist with your auto accident claim, and we will handle the entire legal and investigative process from start to finish so you can focus on healing while we pursue every available dollar.

Need to speak to someone regarding the potential for a fast and efficient car accident recovery? Call us NOW at (314) 481-63338 to learn more about our legal services – our intake coordinator is standing by to route your call to one of our experienced attorneys.

Hit By a Milwaukee Stolen Car and Sustained Injuries – What the Law Says

Before you start panicking, it is important to note that an insurance carrier’s denial letter isn’t the end of the world, and a legal strategist knows exactly where hidden coverage lies under the law:

  1. Wisconsin Uninsured Motorist Coverage: According to Wis. Stat. § 632.32, all motor vehicle liability insurance policies that are issued in the state must provide mandatory Uninsured Motorist protection. Therefore, according to the law, when an at-fault vehicle is discovered to have either been stolen or operated without permission, it is considered to be an uninsured vehicle. Your own insurer is thus legally required to step in and cover your medical bills, lost wages, and pain and suffering to the limits of your policy.
  2. Exploiting Resident Relative and Household Policies – Should you suffer catastrophic injuries such as a broken back or neck, or traumatic brain injury, you are allowed by law to look into policies that are held by resident relatives within your household and stack these so you can multiply available coverage in order to bridge any gaps between your policy maximums and the oftentimes costly medical expenses.
  3. Exploring the Concepts of Negligent Entrustment or Key-in-Ignition – While there are protections proffered to vehicle owners when their vehicles are taken without consent, exceptions exist. For example, if it is proven that the owner left the keys inside the ignition in an area that is known for car thefts, or provided access to the car to an individual who is unlicensed and reckless, an actionable negligence argument may be fronted so you can recover compensation

Best Milwaukee Auto Accident Attorneys – Call Us Today!

At McCready Law, we do not let aggressive insurance carriers bilk you out of a payout via the use of a technicality or frivolous exception. We understand the procedural traps used by adjusters to deny claims, and we use our 100 combined years of legal experience to pursue every avenue until you get the compensation you deserve. Need more information on exactly how we accomplish this? Give us a call NOW at (314) 481-63338 to learn more. Remember, the call is 100% FREE, and there is no legal obligation. Thanks for choosing us, and we look forward to helping you.