A collision on a Friday night on Water Street or a blind-spot lane change on a major highway anywhere in Milwaukee involving either a Lyft or Uber vehicle doesn’t just crash your vehicle – it puts you into a difficult mix of liability complications. When a distracted rideshare driver causes a catastrophic accident, victims are rushed to the nearest ER center in our city such as Froedtert, and as you’re undergoing emergency spinal surgery, the medical bills escalate quickly, smashing the six-figure territory. In your mind, you may assume that because Uber or Lyft is a billion-dollar tech company, your damages as well as medical care will be taken care of. However, this is an erroneous mindset because these companies, due to the precise reason of them being tech behemoths, will always find ways to get rid of a claim or pay out the lowest figure possible before you get wise and get an attorney, simply because paying out one claim sets a precedent, making it possible for other claimants to hammer them with million dollar claims in an unending fashion. 

How Uber and Lyft Insurance Coverage Affects Your Milwaukee Accident Claim

To this end, the insurance companies that these rideshare giants use will attempt to exploit a narrow legal loophole. This is done by investigating the driver’s smartphone to see if the app was “on”, but a passenger hadn’t yet been accepted. by trapping your auto accident into this “Period 1” status, the carrier may invoke the “livery exclusion”, which enables them to slash their liability cap to a laughable $50,000 which is barely enough to cover hospital bills, let alone reimburse you for lost wages and ensure you are able to get the post-treatment care you deserve. However, with timely legal representation, you may be able to get over the corporate stonewalling that is intent on diminishing your injuries and payout – read on to find out how our best Wisconsin auto accident attorneys can assist you with this. 

Get Legal Help After an Uber or Lyft Accident in Milwaukee

Are you looking for the best Milwaukee car accident attorney for your auto accident claim? Please call the experienced auto accident attorneys at McCready Law NOW at (314) 481-63338 to learn more about how we can help you obtain full financial compensation for your crash injuries. The experienced personal injury attorneys at McCready Law bring to the table combined experience spanning over 90 years where we have helped accident victims fight aggressive insurance companies with speed, efficiency, and reliability. To date, we have recovered over $500 million for our clients, and our proven track record in complex motor vehicle claims places us at a level that is unmatched in personal injury litigation. We take on cases on a contingency fee basis, and the first call to us is consulted on a 100% FREE basis.

Regardless of where your crash occurred in Milwaukee County, McCready Law can assist with your auto accident claim, and we will handle the entire legal and investigative process from start to finish so you can focus on healing while we pursue every available dollar. Need to speak to someone regarding the potential for a fast and efficient car accident recovery? Call us NOW at (314) 481-63338 to learn more about our legal services – our intake coordinator is standing by to route your call to one of our experienced attorneys.

Wisconsin Rideshare Accidents – How to Pierce the “Period 1” Livery Exclusion

Insurance defense adjusters are notorious for their biased interpretation of app data. When a Lyft or Uber driver causes a crash, they will immediately rush to invoke Wis. Stat. § 440.48. According to state law, if the driver is logged but hasn’t matched with a rider, the corporate liability drops to a minimum of just $50,000 per person. However, if the driver is en route to collect a passenger which is Period 2 or 3, that required coverage balloons up to a mandatory $1,000,0000 primary commercial liability policy. It therefore is not uncommon for defense teams to argue that your catastrophic crash happened during Period 1 in order to deny you the larger payout citing a technicality. However, McCready Law will not accept these procedural games on your behalf. 

Here’s how we crack the Livery Exclusion in Wisconsin Auto Accident Claims

1. Subpoenaing TNC Backend Telematics API – We never take the adjuster’s word that the driver was simply idly waiting for a rider. We ask that the corporate backend provide us with dispatch algorithms timestamped app data, and GPS routing logs as this can be used to prove the driver was actually being steered towards a zone known for surge pricing so the company can make a larger profit, thereby collapsing their Period 1 defense. 
2. Bypassing the Personal Livery Exclusion – When a driver is working for hire, personal auto policies do not apply. However, leveraging the API telematics to prove that the driver was actually engaging in economic activity, we ensure that the rideshare corporation is unable to badminton the claim back to the driver’s personal policy, thereby directly forcing their $1,000,000 policy out into the open. 

Milwaukee Uber and Lyft Accident Lawyers – Call Us Today!

These are just but two tactics we use as Milwaukee’s best auto accident crash attorneys to help those injured by Uber or Lyft drivers get the maximum payout possible after being subjected to the distracted or reckless driving of the workers of the above-named companies. We are conversant with Wisconsin Transportation Network Company statutes, and we have combined experience that is over 100 years of elite legal experience we’d like to put to work on your claim immediately. Need a 100% FREE consultation? Please give us a call NOW at (314) 481-63338 to speak with a best Wisconsin auto accident lawyer. Remember, the call is FREE, and there is no legal obligation. Thanks for choosing us, and we look forward to helping you.