If this is your first time navigating the world of personal injury law, you will be happy to know that over 90 percent of all claims are settled outside the courtroom. This is because litigation is in and of itself an expensive and time-consuming endeavor, and the defense team or insurance company is motivated to settle out of court because they may be looking at a much larger judgment should the case go all the way to litigation. Insurance adjusters usually work closely with injured individuals and their legal counsel to come up with an amicable and fair compensation amount so that the case can be resolved with no incident. What a lot of first-time clients do not know is that insurance companies, by their very nature, are for-profit machines and they are usually not amenable to paying out hundreds of thousands and even millions when it comes to settlements.

They may engage in underhanded tactics with the purpose of delaying, denying and distracting for as long as they possibly can; this can not only be frustrating, it may also lead to financial ruin on your part and the worsening of your condition as you deal with the stress of managing your injuries and life in general.

That said, an astute personal injury lawyer is a strategic one, and they know when to hold and fold their cards; in dealing with insurance adjusters, it is imperative to know when to engage, or go over the head of the adjuster in order to deal with someone more reasonable and efficient. In this post, we’ll take a look at some of the signs pointing to this, in an effort to ensure you have the knowledge needed to make good decisions so you can receive the justice and compensation you are rightfully owed after getting injured due to someone else’s negligence – read on to find out more.

We Can Help You!

Are you looking for an experienced personal injury law firm? Please call us NOW at (314) 481-63338 to learn more about your legal options for justice and compensation. The experienced injury attorneys at McCready Law have collectively garnered over 90 YEARS of experience helping injured Americans across the country recover compensation after getting injured on account of the negligent actions of other individuals or large, well-known corporations. To date, we’ve been able to recover over $260 million and counting for our clients, with a lot of these verdicts and settlements being in the tens or even hundreds of thousands of dollars, as well as a handful of million-dollar settlements.

The secret to our illustrious success in the world of personal injury law can be attributed to a number of factors such as personally handling all claims that come our way and not delegating them to inexperienced paralegals and legal assistants as is often common in most law firms, ensuring that we keep an open line of communication with our clients so they feel comfortable and willing to provide us with as much information and evidence as possible to win their cases.

We also work with a team of world-renowned experts in the medical, forensic, investigative and other fields in order to create a bullet-proof case replete with objective opinions as well as evidence demonstrating breach of duty of care via the committing of a negligent act. In addition, we are not afraid to litigate if evidence points to gross negligence or the insurance company is not amenable to reasonable negotiations, as more often than not, taking a case to court results in the client receiving maximum compensation under the law.

On top of having nationwide reach thanks to our vast referral network of injury attorneys and law firms, we also run a bilingual firm (hablamos Español), and we take on all cases on contingency fee basis, which simply means that there are ZERO UPFRONT FEES for the duration of the processing of your claim, as we only levy our fees at the end of the suit, and only if we’ve recovered compensation on your behalf. If you or a loved one was injured due to the negligent actions of others, please reach out to us NOW at (314) 481-63338 for your 100% FREE consultation into your legal options to justice and compensation – our intake team is standing by.

Escalate or Let Things Flow? Dealing with the Insurance Adjuster

Identifying the moment to escalate a claim is something that only seasoned personal injury attorney is able to do as they more often than not have dealt with hundreds and even thousands of insurance adjusters and are therefore well-versed when it comes to identifying behavioral cues and looking at the facts at hand. While bypassing the adjuster in a premature manner may signal a lack of patience or a case that isn’t strong, waiting too long may end in your wasting valuable time and making the defense double down on a lowball offer.

Signs it May be Time to Bypass the Insurance Adjuster in Your Injury Lawsuit

Here are some signs that it may be time to bypass the adjuster during settlement negotiations:

1. The adjuster may ghost us by failing to return phone calls, not responding to emails and requests for documentation in a timely manner, or failing to provide updates on the claim on a regular basis. This may signal that they’re not actively working on the file and are hoping that we will either give up or settle for less.
2. The adjuster may provide an arbitrary, low-ball offer from the outset which is usually derived from a script without referencing case facts, our demand letter or medical records; this shows a lack of attention to detail and possibly them wanting to meet a certain quota in order to qualify for a larger commission or bonuses.
3. If they fail to acknowledge key evidence such as witness affidavits, a life care plane, a detailed economic plan and so on, they may not be invested in our case and may never consider the full value of the claim.
4. If they state that they have limited authority when it comes to your settlement amount and allege they are only able to offer, say, $60,000, they may not be the best person to consult with, particularly if your claim involved severe, catastrophic injuries running in the millions.

What is Needed to Escalate an Injury Claim?

In order to escalate the claim to a regional manager, a senior adjuster and so on, we will prepare a pre-suit demand letter which has a detailed liability analysis and compelling narrative, as well as comprehensive damages in a full and itemized list. We shall also obtain expert reports from well-regarded medical experts, life care planners and a forensic economist so that you have a scientifically-backed financial projection. Last but not least, we shall include third party documentation such as medical reports and bills, police reports and accident reports, witness affidavits, photographs and video, as well as a bad faith log of the adjuster’s behavior demonstrating uncooperative or underhanded behavior where possible in the form of phone calls, emails, texts and so on.

Nationwide Injury Attorneys – Call Us Today!

The decision to bypass an insurance adjuster is made with a lot of forethought and prudence. At the end of the day, our goal is to get you the maximum compensation you deserve. If you sustained catastrophic car accident, burn, fall, animal attack, medical malpractice, nursing home, day care or any other severe injuries, please give our nationwide injury attorneys a call NOW at (314) 481-63338 to learn more about your legal options for justice and compensation. We take on cases nationwide and your first legal consultation is 100% FREE! Thanks for choosing McCready Law, and we look forward to helping you.