I get tons of holiday emails and I unsubscribe to most of them.  You opened this email because you have come to expect quality content from me over the years.  If the subject line mentioned Christmas or the holidays, you may have deleted or unsubscribed.  But I have taken advantage of my credibility to send this email.  I hope it’s a bit different than the emails you have been getting.  Next month, I’ll be back with a more substantive column.  In the meantime, Happy Holidays!