A car accident could cause catastrophic bodily injury and property damage. It could also cause significant emotional and financial harms. With the help of a seasoned personal injury attorney, you may be eligible to recover compensation for your damages.

If you or a loved one were severely injured due to a negligent motorist, an experienced Michigan City car accident lawyer could help your case. They could help you recover compensation for damages such as lost wages, medical bills, pain, and suffering as well as mental anguish. Speak with an attorney to learn about your legal rights and options.

Types of Motor Vehicle Accidents

When someone fails to provide a level of care that an ordinarily prudent person would exercise in that situation, they could be considered negligent. Negligence is often a factor in automobile accidents where one or more party failed to act with reasonable care, and that lack of care resulted in harm. A party could be considered negligent if they drive reckless, aggressive, drunk, or drive while distracted.

When this type of driving results in an accident, there are several avenues for recovery, including filing an insurance claim, agreeing to a settlement, or filing a lawsuit against the party that caused the accident. It is best to consult a Michigan City car accident lawyer immediately after a collision to learn about negligence could affect an injured claimant’s case.

Liability Insurance in Michigan City

Indiana requires all drivers to carry liability insurance to operate a vehicle. The minimum required coverage by Indiana law is:

  • $25,000 for bodily injury per person
  • $50,000 for bodily injury for multiple people per accident
  • $10,000 for property damage per accident
  • $50,000 in uninsured or underinsured motorist coverage

The state minimum requirements may not cover all the damages that resulted from an accident. If an insurance company fails to cover all the bodily injury or property damage costs, it may be possible to file a claim in court to recover for these damages.

Common Types of Damages

Insurance companies will often settle for an amount that does not adequately represent the amount of damage that a person may have sustained in an accident. Additionally, injured individuals may not discover some physical symptoms of an accident until days, weeks, or months after the accident occurred. It is best to seek medical treatment after a collision to ensure that any injuries sustained are detected as quickly as possible.

If a symptom of an injury does appear at a later time, it a good idea to wait a reasonable amount of time before settling a case. A knowledgeable Michigan City car accident lawyer could help ensure that the injured claimant recovers compensation for the full value of their damages.

With the help of a diligent attorney, injured claimants may be eligible to recover compensation for damages such as:

  • Medical expenses
  • Lost wages
  • Loss of enjoyment of life
  • Loss of consortium
  • Mental anguish

Additionally, injured individuals may be entitled to financial compensation for any pain and suffering they experienced as a result of the accident.

The Statute of Limitations to File a Claim

In the State of Indiana, injured claimants have a two-year statute of limitations that typically begins on the day of the accident. The claim must be filed or settled out of court within that deadline. Failure to file a claim within two years may eliminate an individual’s ability to recover compensation for damages. A skilled Michigan City car accident lawyer could ensure that all claims, and documentation are filed within the statute of limitations.

Let a Michigan City Car Accident Attorney Help

When a negligent motorist causes an accident, they should be held accountable in court. They may be required to pay a victim compensation for damages.

If you were injured due to a reckless driver, let a knowledgeable attorney help you seek compensation. Schedule a consultation with a Michigan City car accident lawyer today.