Workers’ Compensation Benefits in Cook County

When you sustain injuries while at work, you could be eligible to receive benefits under workers’ compensation laws. This system is in place to provide a safety net for those who suffer from harm while performing their job duties.

While most people are likely eligible, the process to receive the benefits is complex, and many can find it overwhelming. A diligent workers’ compensation lawyer could help. We can answer your questions regarding workers’ compensation benefits in Cook County and help avoid unnecessary delays.

What Benefits Are Available?

Work injuries and occupational diseases can cause significant problems and leave employees with unforeseen medical bills, resulting in substantial financial losses. The workers’ comp system helps with some monetary losses and gets individuals back to work as quickly as possible.

The benefits a person can receive depend on the circumstances of their case. According to the Illinois Workers’ Compensation Act, Illinois workers are eligible for the following:

  • Vocational rehabilitation: a program providing training and rehabilitative services for those able to work but not in the same position they had before the accident
  • The cost of medical care related to workplace injury
  • Temporary total or partial disability benefits
  • Permanent partial disability benefits
  • Permanent total disability benefits
  • Death benefits for surviving family members

An attorney skilled in collecting workers’ comp benefits in Cook County could answer specific questions about eligibility during the consultation.

Examples of Injuries Covered by Workers’ Comp

The state follows a no-fault rule, meaning there is no need to prove liability after suffering an injury at work. Some examples of injuries covered by workers’ comp include the following:

  • Pre-existing conditions made worse by work
  • Electrical injuries and electrocution
  • Repetitive strain injuries
  • Broken bones, fractures, and muscle strains or sprains
  • Occupational diseases
  • Back injuries such as strains, sprains, and herniated or bulging discs
  • Stroke or heart attack caused by work

Injuries that are not covered include those sustained at a work-related recreational event and accidents that occur while the individual is impaired by alcohol or drugs. A Cook County legal professional can provide more information on types of situations that warrant workers’ comp benefits.

Benefit Limitations

Workers’ compensation benefits pay a portion of lost wages and other out-of-pocket expenses; however, they do not cover emotional distress or pain and suffering. While the benefits help workers by allowing them to collect payments relatively quickly, the laws also protect the employers.

Businesses can utilize employee insurance to guard them against lawsuits filed by workers who suffer injuries in workplace accidents. When there are third-party companies, options may be available for pursuing legal action to collect compensation. A lawyer who has deep knowledge in Cook County workers’ comp benefits could examine the evidence and case details to review all options.

Speak to an Attorney Who Understands Cook County Workers’ Compensation Benefits

Workers’ comp benefits are available for most employees in the state to help cover part of their salary and the cost of healthcare after suffering job-related injuries or an occupational disease. They are also meant to help you get back to work as quickly as possible.

While benefits are there to protect you, many people find them confusing and frustrating. Unfortunately, receiving a denial and delays are relatively standard. A skilled lawyer knowledgeable about workers’ compensation benefits in Cook County could help you collect payments promptly. Contact us today.