Indianapolis Food Delivery Car Accident Lawyer

Delivery services have expanded significantly in the United States over the last several years. You can order groceries, clothes, and food from a range of restaurants that it was not possible to order from previously. When filing a claim to recover damages from a negligent food delivery driver, the first essential component is whether they drive for a food delivery company, such as Uber Eats, or deliver directly for the restaurant.

Car crash accidents with negligent delivery car drivers can involve many elements, including determining if they were using the application at the time or if they possess commercial auto insurance. Call an Indianapolis food delivery car accident lawyer when you have questions or need help recovering damages from this incident.

Common Food Delivery Driver Accident Causes

Food delivery services have come a long way and many people use them regularly. However, the more deliveries the drivers make, the more money they can earn. Therefore, they have been known to get in accidents while operating negligently in order to increase their earnings. Some of the common causes of food delivery driver accidents include:

  • Speeding or driving too fast in poor weather
  • Unsafe maneuvers, such as erratic lane changes
  • Distracted driving, such as texting, using a navigator or the food service application while driving
  • Reckless or aggressive driving
  • Failing to yield the right-of-way
  • Neglecting to adhere to traffic signs and regulations

A food delivery car crash lawyer could investigate the cause of the accident in Indianapolis, and gather the evidence to establish liability and recover damages in civil court.

Delivery Drivers Insurance Coverage

While there was already legislation regarding ride services in Indiana, the statutes do not cover food delivery services. Therefore, the general assembly passed the House Enrolled Act 1125, establishing the minimum auto insurance coverage requirements for food delivery drivers. The law requires that drivers have a commercial auto insurance policy providing 25/50/25, or $25,000 per person, $50,000 per accident for bodily injury, and $25,000 per accident for property damage.

Companies, including Grubhub and UberEats, must inform delivery drivers of the auto insurance requirements during the hiring process. They must also notify drivers that their regular auto insurance coverage may not cover accidents that occur while making food deliveries. A food delivery car crash lawyer in Indianapolis could answer questions about the minimum requirements and speak to insurers on the plaintiff’s behalf.

The Food Delivery Service Auto Insurance

Food delivery service companies like DoorDash provide drivers with $1 million in auto insurance coverage. However, the company’s insurance policy provides insurance coverage when the driver does not have enough to cover the accident’s damages with their auto insurance policy.

Reach out to a Food Delivery Car Accident Attorney in Indianapolis

Smartphone apps have changed the world drastically and make life much more convenient. That includes finding a food delivery driver to pick up food from any restaurant you choose to deliver to your home. In fact, recent surveys show that most people use the apps for food delivery at least once a week.

While having the option to order from any restaurant at any time is convenient, it also increases the number of accidents involving food delivery drivers. When you were in an avoidable accident with a food delivery driver, speaking with an Indianapolis food delivery car accident lawyer could help you recover what you need to address your various losses. Call us at your earliest convenience to review your case and ask questions.