Knowing what to do after a car wreck can be difficult, especially following a rental car accident. Assigning liability and dealing with insurance companies after a rental car wreck may require the help of an experienced legal professional. If you have been in a rental car wreck, reach out to an Oak Lawn rental car accident lawyer today. An experienced car collision attorney could walk you through the legal process and help you recover the damages you deserve.

Defining a Rental Car

The most recognized rental car agencies are Hertz, Avis, and Enterprise. Whether a person is in a rental car or hit by a rental car, there are certain laws which impact rental vehicles. First, a person must distinguish a rental car from a lease. In both circumstances, the driver does not own the vehicle. A rental is typically for a period of days or weeks and a lease will last months or years. Both circumstances are governed by a contract, either the rental agreement or lease agreement. There are specialized laws which impact both of these legal relationships. An Oak Lawn rental car accident attorney can advise an individual of the difference and the relationship between the laws.

How Insurance Coverage Differs in a Rental Car Accident

Insurance coverage for a rental car is a complicated area. An Oak Lawn rental car accident lawyer could help determine which insurance company is responsible for the accident. If the driver of a rental car has their own insurance, it is considered primary and should pay for the damages in an accident. If a person has their own car insurance when renting a car, it is not required for them to pay the additional charges for insurance with the rental company.

When a person does not have car insurance, they must purchase insurance from the rental company for the term of the rental. Although it is expensive, it is against the law to drive with no insurance. If the driver does not have personal car insurance and declines the insurance from the rental company, the rental car company can be held legally liable for an accident.

Common Factors Behind Rental Car Accidents

Rental car accidents are common in Oak Lawn. Perhaps drivers do not feel the need to drive the rental car as safely as they would if it were their own. Rental car drivers commonly accelerate quickly from stops and drive aggressively. Some rental cars have easily identifiable stickers or logos identifying them as rental cars. If a person sees a rental car on the road, pay a little extra attention to the driver of this vehicle. It could make the difference in a person being able to avoid a potential accident.

How an Oak Lawn Rental Car Accident Attorney Could Help

Injuries from Oak Lawn car rental accidents are the same as other car crashes. Factors such as the speed of the vehicles, the angle of impact, the point of impact, the position of the occupants, and the overall safety features of the rental car all contribute to the severity of the injuries following a rental car crash. If you have been injured in a rental car collision, reach out to an Oak Lawn rental car accident lawyer today to see how an attorney could help you.