The legal aftermath of a car accident can be surprisingly complicated. You may experience issues with having the insurance company pay your claim. If the at-fault driver was uninsured, you may have to pay for your damages out of pocket. These complexities would be difficult for anyone to deal with, but can be especially distressing if you are coping with an injury.
Instead of trying to handle your car accident claim alone, seek the help of an experienced Oak Lawn car accident lawyer. A personal injury lawyer could help you receive compensation for the damages you sustained in the wreck.
If the insurance company stalled on your claim, an attorney could manage the claim on your behalf and pursue what is in your best interests. Call an Oak Lawn car crash lawyer to find out how they may be able to help you.
Under the law, all drivers in Oak Lawn must have auto insurance. This law helps protect drivers or passengers who suffered injuries in an auto accident by allowing them to file a claim seeking compensation for their injuries and property damage. Regardless of whether they have auto insurance, a negligent driver is responsible for an accident victim’s damages.
If the at-fault party involved in the car crash is underinsured or uninsured, the injured party and their Oak Lawn car accident lawyer can sue the at-fault driver in court. Or, they may be able to file a claim with their own insurance company instead of pursuing a lawsuit.
When someone suffers an injury while fulfilling their job duties, they may be able to file a workers’ compensation claim. Workers’ compensation is a type of insurance that provides medical and financial benefits to employees hurt on the job. But filing such a claim usually precludes the injured employee from filing a legal claim.
Whether an employee needs to file a claim through their employer or if there are other legal options available depends on the characterization of the at-fault party and whether they are also an employee on the job.
As noted above, Oak Lawn drivers must have auto insurance coverage. When a driver is involved in a car crash, the individual or their Oak Lawn car accident lawyer can file a claim with their insurance company for their injuries and property damage.
Unfortunately, many insurance companies will deny or delay a legitimate claim to avoid making a payout. Sometimes, a victim’s insurance company will offer compensation, but the amount may be much too low to pay for their medical expenses and vehicle repairs.
In other cases, the insurance company may agree to pay for all expenses, but then unnecessarily delay the payout. Insurance companies do not necessarily prioritize their clients’ interests and may use legal tactics to avoid paying on a qualifying claim.
Call an Oak Lawn car accident attorney today and learn how a lawyer may be able to help you get the compensation you need for your injuries and property damage. Instead of dealing with the insurance companies alone, let an attorney manage your claim, giving you time to focus on your recovery and moving forward with your life. Call today for a free consultation.